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  • Abstraksi

    Penelitian ini bertujuan untuk mengetahui serta menganalisis pengaruh Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), dan Net Interest Margin (NIM) terhadap Profitabilitas (ROA) pada perusahaan perbankan konvensional yang terdaftar di Bursa Efek Indonesia. Metode yang digunakan adalah purposive sampling dan diperoleh sebanyak 10 perusahaan. Teknik yang dilakukan dalam penelitian ini yaitu analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa: 1) Non Perforing Loan (NPL) berpengaruh negatif signifikan terhadap Profitabilitas (ROA); 2) Loan to Deposit Ratio (LDR) berpengaruh positif signifikan terhadap Profitabilitas (ROA); 3) Net Interest Margin (NIM) berpengaruh positif signifikan terhadap Profitabilitas (ROA); 4) Non Perforing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM) secara bersama-sama berpengaruh terhadap Profitabilitas (ROA). Kata Kunci: Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA)

    Abstraction

    This study a aim to find out and analyze the influence of Non Perforing Loan (NPL), ) Loan to Deposit Ratio (LDR), and Net Interest Margin (NIM) in conventional banking companies on Indonesia Stock Exchange. The method used is purposive sampling and obtained as many as 10 company. Technical analysis used multiple linier regression The result of this study is indicated 1) Non Perforing Loan (NPL) have a negative and significant effect on Profitability (ROA); 2) Loan to Deposit Ratio (LDR) have a positive and significant effect on Profitabilitas (ROA); 3) Net Interest Margin (NIM) have a positive and significant effect on Profitabilitas (ROA); 4) Non Perforing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM) affect the Profitability (ROA). Keyword: Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA)

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