Penelitian ini bertujuan untuk mengetahui tingkat penggunaan yang sesungguhnya pada aplikasi siskeudes (Sistem Keuangan Desa) pada wilayah Kabupaten Pamekasan. Penelitian dilakukan dengan menguji pengaruh pengaruh konstruk TAM (Technology Acceptance Model) yang terdiri dari persepsi kegunaan (Perceived Usefulness), persepsi kemudahan (Perceived Ease of Use), Sikap terhadap penggunaan teknologi (Attitude Towards Using Technology), minat penggunaan teknologi (Behavioral Intention to Use) penggunaan yang sesungguhnya (Actual Technology to Use). Sampel yang digunakan dalam penelitian ini berjumlah 73 responden. Sampel ini dipilih dengan menggunakan metode purposive sampling. Pengumpulan data dilakukan dengan menggunan pendekatan survey menggunakan kuesioner. Kuesioner yang disebarkan sebanyak 100 dan yang berhasil kembali secara penuh kepada peneliti sejumlah 73. Teknik analisis data menggunakan regresi linear berganda. Hasil penelitian menunjukkan persepsi kegunaan (perceived usefulness) berpengaruh dan signifikan terhadap sikap dalam penggunaan teknologi (attitude towards using technology), persepsi kegunaan (perceived usefulness) berpengaruh dan signifikan terhadap minat dalam menggunakan teknologi (behavioral intention to use), persepsi kegunaan (perceived usefulness) berpengaruh dan signifikan terhadap penggunaan teknologi yang sesungguhnya (actual technology to use), persepsi kemudahan (perceived ease of use) berpengaruh dan signifikan terhadap sikap dalam penggunaan teknologi (attitude towards using technology), persepsi kemudahan (perceived ease of use) berpengaruh dan signifikan terhadap persepsi kegunaan (perceived usefulness), sikap dalam penggunaan teknologi (attitude towards using technology) berpengaruh dan signifikan terhadap minat dalam menggunakan teknologi (behavioral intention to use), minat dalam menggunakan teknologi (behavioral intention to use) berpengaruh dan signifikan terhadap penggunaan teknologi yang sesungguhnya (actual technology to use). Terakhir persepsi kegunaan (perceived usefulness) melalui sikap tidak berpengaruh terhadap minat dalam mennggunakan teknologi (behavioral intention to use). Kata Kunci : Siskeudes, Technology Acceptance Model (TAM).

This study aims to determine the actual level of use in the application of Siskeudes (Village Financial System) in the Pamekasan Regency area. The study was conducted by examining the effect of the construct of TAM (Perceived Usefulness), perceptions of ease (Perceived Ease of Use), attitudes toward technology use (Attitude Towards Using Technology), interest in using technology (Behavioral Intention to Use) Actual Technology to Use. The sample used in this study amounted to 73 respondents. This sample was selected using the purposive sampling method. Data collection is done by using a survey approach using a questionnaire. The questionnaires were distributed as many as 100 and those who succeeded in returning fully to researchers were 73. The technique of analyzing data used multiple linear regression. The results showed that perceived usefulness had a significant on attitude towards using technology, perceived usefulness had a significant on behavioral intention to use, perceived usefulness had a significant on actual technology to use, perceived usefulness had a significant on attitude towards using technology, perceived usefulness had a significant on perceived usefulness, attitude towards using technology had a significant on behavioral intention to use, behavioral intention to use had a significant on actual technology to use. Keyword : Siskeudes, Technology Acceptance Model (TAM).

Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal Baca Jurnal