Detail Karya Ilmiah
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STUDI KINERJA PERBANKAN SYARIAH DITINJAU DARI PENDEKATAN MAQASHID SYARIAH INDEX : STUDI KOMPARASI DUA NEGARA TAHUN 2017 (INDONESIA DAN MALAYSIA)Penulis : SOFYANUT TAURIDosen Pembimbing I : Prof. Dr. H.M Nizarul Alim,M.Si.,Ak.,CADosen Pembimbing II :Abstraksi
Penelitian ini bertujuan untuk menganalisis dan membandingkan kinerja perbankan syariah di Indonesia dan Malaysia dengan menggunakan pendekatan Maqashid Syariah Index (MSI). Penelitian ini berjenis kuantitatif eksplanatif dengan objek penelitian sebanyak 13 Bank Umum Syariah di Indonesia dan 15 Bank Umum Syariah di Malaysia yang telah beroperasi selama tahun 2017. Sumber data penelitian menggunakan laporan tahunan masing-masing bank. Hasil penelitian menunjukkan bahwa terdapat perbedaan kinerja berdasarkan nilai Maqasid Syariah Index (MSI) antara perbankan syariah Indonesia dan Malaysia tahun 2017. Kinerja perbankan syariah di Indonesia dinilai lebih baik dalam pancapaian maqashid syariah dibandingkan perbankan syariah di Malaysia. Hasil pengukuran Maqasid Syariah Index (MSI) menunjukkan bahwa peringkat tertinggi perbankan syariah di Indonesia diraih oleh Bank BNI Syariah (BNIS) dan peringkat tertinggi perbankan syariah di Malaysia diraih oleh Maybank Islamic Berhad (MIB). Kata Kunci: Kinerja Pebankan, Perbankan Syariah, Maqashid Syariah Index (MSI)
AbstractionThis study aims to analyze and compare the performance of Islamic banking in Indonesia and Malaysia using the Maqashid Syariah Index (MSI) approach. This research is a quantitative explanative type with 13 research objects in Sharia Commercial Banks in Indonesia and 15 Sharia Commercial Banks in Malaysia which have been operating during 2017. The research data sources use the annual reports of each bank. The results showed that there were differences in performance based on the value of the Maqasid Syariah Index (MSI) between Indonesian and Malaysian sharia banking in 2017. The performance of Islamic banking in Indonesia was considered better in the achievement of the Maqashid Sharia compared to Islamic banking in Malaysia. The results of the measurement of Maqasid Syariah Index (MSI) show that the highest ranking of Islamic banking in Indonesia is achieved by Bank BNI Syariah (BNIS) and the highest ranking of Islamic banking in Malaysia is achieved by the Maybank Islamic Berhad (MIB). Keywords: Performance Charges, Islamic Banking, Maqashid Syariah Index (MSI)